Nothing published by JPMartin should be considered personalized investment advice. Although I may answer your general customer service questions, I am not licensed under any securities law to address your particular investment situation.

No communication by me to you should be deemed as personalized investment advice. Any investments recommended by JPMartin should be made only after consulting with your investment adviser and only after reviewing the prospectus or financial statements of the company.

The views and opinions of Jose Paul Martin are solely his own and not that of his current or any previous employer and cannot hold them liable. I, Jose Paul Martin do not guarantee any returns on the investments.

s/d - Jose Paul Martin